Tom Gifford, MBA, CPCU

Tom joined the agency in 1996 and became part-owner in 1999. He holds the Chartered Property Casualty Underwriter (CPCU) designation with an emphasis in commercial lines insurance. He also earned a Master of Business Administration (MBA) in Finance from the University of Missouri at Columbia. Tom writes all types of property casualty insurance.

Tom is married to his wife, Michelle, and they have three daughters. When not working, he enjoys spending time with his family, playing the guitar and kayaking. He is a past president of Main Street Elkader and has been active in Dollars for Scholars, Peace Church Council, Elkader Park Board, Central Community Hospital Foundation and Elkader Soccer League, and the Motor Mill Foundation.
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Kevin Lau, LUTCF

Kevin joined the agency in August 2004 after being an insurance agent for ten years with another company. He holds the Life Underwriting Training Council Fellow (LUTCF) designation and earned a degree from Iowa State University. Kevin handles all lines of insurance including property casualty, life, health and crop insurance.

Kevin is married to his wife, Kim, and has a son and a daughter. Kevin likes spending time with his family, working on his old truck and riding his motorcycle. He has been a past member of Trees Forever, Central Community School Board, Elkader Park Board, Elkader Jaycees, Lions Club and Keystone Chorus. He is currently a member of the Elkader City Council.
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Michael Beck

Michael joined the agency in 2016 as a licensed agent after working as an accountant for a local manufacturing company for several years. He earned a degree in accounting and finance from Loras College in 2009.

Michael lives in Elkader and is married to his wife, Jade, and they have one son. In his spare time, he is the head JV boys’ basketball coach and an assistant football coach at Central High School. He also enjoys spending time with his family, kayaking, biking and traveling when time permits.

Angel Keppler

Angel joined the agency in 2010. Angel is a licensed agent and is responsible for general policy changes and endorsements, billing questions, and accounting.

Angel lives outside of Elkader with her husband and two children.
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Tiffani Brandt

Tiffani joined the agency in 2017.  She is responsible for general secretarial work, billing and claims questions.  Tiffani lives in Garnavillo with her husband and four children. email